Why Choose JTP Financials?
What Our Clients Say
Comprehensive Financial Solutions
Empowering Your Financial Future
Explore a wide range of financial services tailored to meet your unique needs, from insurance to investments, all under one roof.

Financial Planning, Investment Opportunities and Retirement
Our Services
We offer strategic financial planning and investment advice.
Financial Planning: This is a comprehensive process of managing your finances to achieve personal and financial goals. It involves budgeting, saving, managing debt, retirement planning, estate planning, insurance, and more. It’s about creating a roadmap for your overall financial health.
Investment Opportunities: These are specific options or avenues to grow your wealth, such as stocks, bonds, real estate, mutual funds, or startups. Investment opportunities are one component of financial planning, focused on generating returns on your money.
Retirement: We also provide customized retirement plans that ensure a secure and comfortable future, tailored to your lifestyle and financial aspirations.
We offer comprehensive financial solutions and services tailored to meet your unique needs
Insurance Solutions & Travel Coverage
We offer a range of insurance solutions.
Protecting your future has never been more crucial, and comprehensive insurance options can offer the peace of mind you need.
From Life Insurance, which ensures your loved ones are financially secure in your absence, to Disability Insurance, which provides income support if you're unable to work due to injury or illness, there’s a solution for every need.
Critical Illness Insurance offers financial protection when you’re facing significant medical challenges, helping you focus on recovery without the added stress of financial strain.
For businesses, Group Insurance Plans deliver valuable benefits to employees, fostering loyalty and well-being, while Business Insurance protects against unexpected risks that could impact your operations.
Travel insurance is your safety net when you're exploring new destinations! It provides coverage for unexpected events during your travels, helping you navigate disruptions without worry.
Whether it’s trip cancellations, delays, lost baggage, or medical emergencies, travel insurance can step in to save the day.
We also offer Travel Insurance for your loved ones that visit Canada from overseas.
Choosing the right financial partner matters. At JTP Financials, we go beyond numbers to provide reliable, personalized service that evolves with your life.
✔ Personalized strategies tailored to your goals and life stage
✔ Licensed Ontario-based advisors with real-world experience
✔ Holistic services: from investments to insurance to retirement
✔ Ongoing support, annual reviews & transparent communication
We’re committed to helping you build, protect, and preserve your financial future — with clarity and care.
Joyce helped us find the right life insurance without any pressure.
She was patient, knew her stuff, and made the whole process feel easy.
She explained everything clearly and was genuinely kind throughout the process.
I’m really glad I worked with her.
~ Candy
"The Best"

We are very happy with the service provided by Joyce. Her professionalism and dedication truly stand out.
Through her guidance, we learned about the waterfall concept and intergenerational wealth transfer—valuable insights we hadn’t considered before.
Thanks to her help, we were able to give the best gift to our grandchildren. Joyce took the time to explain each insurance product in detail, ensuring we fully understood our options.
We are extremely satisfied and grateful for her support
~ Mona & Kirit
"Professional"

Working with Joyce was an exceptional experience.
They made the complex world of insurance and financial easy to understand and guided me through every step with professionalism and care.
I highly recommend her services for anyone looking for reliable, personalized support!
~ Anju
"Superb"

I am very impressed with Joyce’s service and patience in guiding me through the entire process of choosing the perfect policy that best suits my family.
She is always there to answer any questions I have and is always pleasant to talk to.
If anyone needs professional advice about insurance, Joyce is definitely the person to go to.
~ Monica
"Patient"

Joyce is an amazing insurance advisor who is very understanding, patient and reliable.
She has in-depth knowledge of the business, explains the available products clearly and gives good advice on the insurance plan that best suits my needs.
I am totally impressed by her professionalism and expertise!
~ Lisa
"Amazing"

- Personal Financial Planning
- Life Insurance
- Disability Insurance
- Critical Illness Coverage
- Group/Business Insurance
- Health & Travel Insurance
- Registered Education Savings Plan (RESP)
- Registered Retirement Savings Plan (RRSP)
- Tax-Free Savings Account (TFSA)
- Annuities
- Registered Retirement Income Fund (RRIF)
- Life Income Fund (LIF)
- Investment Strategies
- Wealth Management
- Retirement Planning
Reach Out to Joyce
JTP Financial is here to help you plan your financial future.
Talk to us today.